Securing adequate car insurance for our journey through Africa has been a pivotal part of our trip preparation. As we navigate the complexities of international travel, ensuring our vehicle is covered against unforeseen circumstances is paramount. Join us as we delve into the considerations, challenges, and decisions involved in obtaining car insurance tailored for our adventure across diverse terrains and countries.
OUR STARTING POINT: UNDERSTANDING THE INSURANCE GAP
As we planned our overland trip across Europe and into Africa, we quickly realized that typical car insurance policies, like the 'green insurance card' commonly used in Europe, wouldn't cover our journey beyond the continent. We faced a big question: Should we attempt this adventure without car insurance, or should we seek coverage that would protect us throughout our travels? Since we’re keeping our car registered in Germany, we needed a comprehensive solution that would provide peace of mind as we navigate unfamiliar terrains.
FINDING THE RIGHT COVERAGE: A PATH FULL OF CHALLENGES
After much deliberation, we decided that insuring our car was the best option for our trip. Local insurance at border crossings was an option, but we were unsure about the reliability of these policies.
Additionally, we needed insurance that would be valid upon our car's arrival via ship, which meant we couldn't simply rely on local options. Given our car’s robustness and the high value of vehicles in places like Cape Town, we deemed it too risky to travel uninsured.
After extensive research, we found Jahn and Partner, who offered car insurance that included coverage for Africa. This required a release from our existing insurer, which was a lengthy process. Eventually, we managed to secure an offer through Helvetia, facilitated by Jahn and Partner.
THE PERSONAL SIDE OF INSURANCE DECISIONS
Choosing to insure our car was a personal decision rooted in our need for financial security during our budgeted travels. We understand that others might prefer to save money and take the risk of traveling without insurance, but that approach wasn't suitable for us. Knowing we are covered against potential accidents allows us to focus on enjoying our journey without worrying about unexpected costs.
As we await the final details, we feel relieved and prepared for the adventures ahead. We recommend considering all options and making an informed choice that aligns with your travel plans and risk tolerance.
If you're planning an overland adventure, take the time to research your car insurance options and make a choice that ensures peace of mind on the road. For more tips and personal stories from our travels, follow our blog and stay updated with our latest posts!
DISCLAIMER :
This is our personal approach to car insurance. There may be other options available that suit different needs and circumstances. We advise you to carefully consider your choices regarding insurance, as it can significantly impact your travel experience.
MAKING IT WORTH YOUR WHILE
But, we also wanted to share our journey and make it worth your while. We've got an Instagram channel for cool visuals, a blog for gear and travel info, and a shop for prints and stickers to spruce up your space.
We're not just about asking for support; we want to add value. Our content will recommend tracks, share hidden spots, and spill the beans on local cooking, so you can get inspired at home or plan your own adventure.
Planning hasn't been as easy as we thought. We'll share not just the fun stuff but also the challenges we face. So, our journey is fueled by passion, love for remote travel, and a desire to share.
Join us on this rollercoaster, highs, and lows included.
Follow our journey for the latest updates. And if you want to support us, check out our webshop for unique prints and stickers.
Thanks a bunch for being part of this journey. Your support means everything, and we can't wait to share more with you. Safe travels!
Tatjana